The Best Ways To Keep Your Money Safe Whilst Travelling

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Most travellers know how to find the cheapest airfare or hostel room. But when it comes to how to travel with your money and how to access it, most travellers have a thing or two to learn.

There is no single best way to travel with your money or to make sure it is always accessible.

Travel Security Products

You must make sure you always have access to money overseas, and the best way to do that is by keeping your cash, ATM cards or travellers cheques safe with travel security products. The most popular are travel money belts, combination padlocks, security cable locks, and mesh security products. Be sure to plan ahead and purchase these products before leaving home.

Cash

You will need easy access to your cash, but it is not a smart idea to carry a large amount of cash around with you. It is also not a good idea to carry the bulk of your travel money around with you in cash form. If you get mugged or your luggage stolen, your holiday could be ruined.

You should disperse your cash around when travelling. Some should be placed in your wallet, also in your travel money belt. But you should keep a spare $100 or 100 Euros hidden in your backpack. This way if you do get mugged, you will still have money to tide you over.

A small supply of local currency is important to have when you arrive in a new country. You will be able to pay for transport to your accommodation, and also buy something to eat. If you are travelling in a third world country always pay for items and bargain for items in the local currency. You are less likely to be ripped off!

Credit Cards

A credit card should only be used as a back-up option to access your money when travelling.You will get charged large transaction fees to withdraw money in another currency. If your credit card gets stolen, your details could be used to steal your money and essentially ruin your vacation.

Always have the details of your credit card company, so that you can contact them if something goes wrong.

However, if you look after credit card, it can be very useful. It can be used to book flights, accommodation and tours online. It is also reasonably safe to pay for hotels and meals at well established and quality businesses.

Travellers Cheques

Travellers cheques are not very popular any more with any traveller. They cost you to make and they cost you to access your money. Often banks will give you a worse exchange rate when converting you travellers cheques. Using an ATM is a lot easier now that they have become universal.

On the upside, if yo lose your travellers cheques, you may be able to contact the nearest office of the issuing authority with the numbers on your unredeemed cheques to get them replaced.

ATMs

You can find an ATM just about anywhere now. They are by far the most convenient way to access your money when you are travelling. You must make sure your ATM card is authorised for use overseas before you go.

You are smart to travel with a spare card, just in case you lose your only means of accessing your money. Remember, you may be charged overseas transaction fees and conversion fees from your bank.

Cash Passport Cards

These are becoming a very popular option now with many travellers. You buy this card before you leave home, and place your funds on it, but in the currency of the country you are travelling to. The most popular currency cards are US dollars, UK pounds, and Euros.

Once your money is on the card you can access it anywhere from an ATM. This way you wont be charged conversion fees.

What should you do?

You should travel with a variety of options to access your money. Choose the best option for you that makes you feel comfortable. Remember, you can always get someone to transfer money to you internationally anywhere if you run out!

What not to do?

Avoid carrying large quantities of cash, when you use an ATM separate the money into smaller amounts and hide them around your backpack, pockets and wallet.

Do not give your credit card details to anyone.

Do not use your credit card to with draw money at an ATM. It will cost you so much money in fees!

A team of four dedicated and experienced travellers have come together to form Trusty Travel Tips [http://www.trusty-travel-tips.com]. We provide great travel tips and advice on planning your adventure, what to pack, how to pack and what to expect when travelling on the road.

You may be interested in our tips and advice on travel security accessories that will keep your belongings safe or the best travel accessories to pack.

Here’s Why You Need to Charge Your Electric Vehicle At Home

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It is no wonder BMW is at the forefront in making both stylish and functional vehicles that never compromise safety. Charging your electric vehicle with a home charging station has more benefits compared to public charging stations. With BMW’s electric model ranges, you will experience an entirely new driving experience. No feeling is better than gliding silently through urban and rural traffics. All of this is free of fumes and harmful emissions that impact the planet. Going electric with BMW is one of the best things you can do for you.

While BMW iX3 Charging Station is available in many places and shopping malls in Australia, it is a good idea to invest in home BMW charger as it offers a plethora of benefits. In fact, charging your electric car with a home charging station has benefits compared with public charging stations.

Here’s why you need to install BMW home charging station:-

Save money

Instead of buying battery power from a third-party source every time you need to charge your BMW, it is a good idea to pay a flat fee for a residential BMW charging station and have unlimited energy from the same source that keeps your house warm and other electric appliances running. Of course, you would see a spike in electricity bill. But, you’ll save money by saving yourself from frequent trips to the public station and paying for recharging your car. Home charging stations pay for themselves in the long run.

Finding your home charger is affordable too. There are many electric vehicles charging station providers in Australia from whom you can buy and rely on them for support. There are three different types of home chargers, including level 1, level 2, and level 3. Based on the type of charger you buy, the cost will be anywhere between $300 and $2000.

Convenient

On average, it takes anywhere from four to six hours to fully charge your BMW with a level 2 charger. Let’s imagine that you need to drive 50miles to attend a meeting and your EV is running low on battery. If you have to wait the whole night, take your vehicle to the nearby charging station, recharge, and then drive. Wouldn’t that consume your productive hours? The same scenario is much more manageable if you have the home charger installed. All you need to do is, plug the car in and go to sleep. By the time you wake up, you’ll have a fully charged BMW ready for the drive.

Safe

Charging at home is much safer than public charging stations for a range of reasons, including the safety of you and your vehicle. You’ll have to wait for a long time in the public charging stations to charge your EV, and there’s no safety, especially if you are in the middle of high way.

As you see, they’re less expensive, more convenient and completely safe as long as it is installed properly.

The Financial Benefits of Owning an Electric Vehicle

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Although electric vehicles are expensive, the long-term price of owning one is lower than compared to gasoline cars. Yes, trading in your existing diesel or petrol car for the long-term benefits of an electric car is a good idea. Not only are electric vehicles the future of road travel, but the government is considering a decent incentive who upgrade to electric. Both hybrid plug-in and fully electric vehicles can help improve fuel economy, lower fuel costs, and reduce emissions.

However, the cost is typically one of the major considerations for drivers deciding on what kind of vehicle to purchase. In fact, one of the top reasons that people hesitate to switch to an electric vehicle is the relative price compared to gas-powered cars. But, you must understand the fact that owning an electric vehicle offers more monetary benefits than gasoline vehicles. Take a look at some of the financial benefits you’ll reap by owning an electric vehicle:-

EV Owners Are Eligible For Tax Deductions

Yes! Going electric despite the higher upfront cost is considered as an act of being socially responsible. The more drivers switch to an electric vehicle, the less greenhouse gas will be emitted into the atmosphere and reduce its impacts on the environment. This, in turn, brings the global temperature down and contributing to make the world a better place to live in for us and our future generations. For these reasons, electric car owners are eligible for a tax deduction of up to $7,500.

However, the deduction amount varies from one state to another and based on the capacity of the battery used to power the vehicle. On the other hand, there are no tax deductions for gasoline cars, and from a tax perspective, going electric with Nissan is a financially smart option. All you need is electricity and Nissan leaf charging stations to recharge your vehicle.

Low-Cost Maintenance

Gas-powered vehicles consist of lots of complex moving parts and generally require more maintenance than electric vehicles. Petrol and diesel cars need frequent oil and transmission fluid changes, whereas, EVs don’t require it. Fixing gas-powered vehicles can take time and drives up labour costs from the mechanic. On the other hand, EVs come with regenerative brakes. Yes, they use the kinetic energy of the vehicle to decelerate. This, in turn, causes less wear and tear on the brakes, which result in reduced need for brake maintenance as well. Overall, the maintenance cost of EVs is less than petrol and diesel cars.

Costs Less To Power

Petrol and diesel rates are increasing day by day. One of the major benefits of owning an EV is that you don’t have to refuel it. All you need is Nissan leaf charger or Nissan leaf home charger to charge the car. You can charge your Nissan EV anywhere from the comfort of your house, office, or anywhere. It is as simple as that.

EV is the future of the automobile industry. Embrace it and reap the many benefits of being a proud owner of an electric vehicle.